Skip to content

Understanding Cash Discounting and Surcharging

  • A cash discount program is a where a customer receives a flat rate discount for paying with cash instead of using a credit or debit card. 

  • 100% of the Cost for processing both credit cards and debit cards is passed onto the customer.

  • Zero Fee Processing!

  • Yes, a cash discount program is legal in all 50 states.

  • Yes, cash discount program can be applied to all card types: Visa, Mastercard, Discover, and American Express OptBlue.

  • Yes, a cash discount program adheres to all card brand rules, regulations, and registrations.

  • Clear signage about the cash discount program must be posted in the dealership, preferably at the point of sale. 

  • Certified equipment/applications must be deployed/implemented at the merchant’s location.

  • RevUpX provides free point of sale devices.

  • A surcharge Program enables dealerships to add a fixed percentage (%) checkout fee to all credit card transactions.

  • The fee is passed to the end consumer to fully offset all credit card processing fees paid by the dealership. 

  • A surcharge program can only be applied to credit card transactions.

  • A surcharge program cannot be used for debit card transactions.

  • Yes, a surcharge program is legal in 48 states (except for MA & CT).

  • Yes, a surcharge program can be applied to all card types: Visa, Mastercard, Discover, and American Express OptBlue.

  • Yes, a surcharge program adheres to all card brand rules, regulations, and registrations.

  • Clear signage about the surcharge program including the surcharge percentage (%) must be posted in the dealership, preferably at the point of sale.

  • The signage must also indicate debit transactions are not charged a surcharge.

  • RevUpX provides free point of sale devices that itemize the surcharge on the customer receipt.

  • RevUpX registers each merchant surcharge program in accordance with each card association.

  • A cash discount program provides a reduced price when paying with cash and can be applied to both credit card transactions and debit card transactions.

  • A surcharge program adds fixed percentage to the cost of credit card transactions only, debit cards cannot be surcharged.

  • Yes, you can cancel at any time, with no termination fees whatsoever!

  • You do not sign a contract; it is simply a month-to-month agreement.

Stop losing money on processing fees. See how RevUpX’s zero-fee solutions can boost your bottom line today

Start Saving Today